Cyber Insurance Built for the Modern Threat
and Landscape
Cyber threats are escalating at an unprecedented pace. As ransomware attacks surge, cyber insurance premiums have increased by over 58% year-over-year, forcing businesses to rethink how they protect digital assets, customer data, and operational continuity.
Layer8 Identity is a cybersecurity and digital risk insights platform focused on helping businesses navigate the intersection of identity security, cyber risk, and insurance requirements.
We believe cyber insurance is no longer just a policy—it’s a reflection of your security posture. Our content and insights help organizations understand what insurers expect and how to meet those expectations effectively.
Rising Threats, Rising Costs
Cybercrime is no longer limited to large enterprises. Small and mid-sized businesses are increasingly targeted due to weaker defenses and limited response capabilities.
Ransomware and extortion losses
Data breach response costs
Business interruption expenses
Legal, regulatory, and recovery costs
But coverage today depends on demonstrable cybersecurity controls.
What Insurers Now Demand
Organizations that fail to meet these requirements may face higher premiums, reduced coverage, or denied claims.
Insurers are adopting AI-powered risk assessment tools that continuously evaluate a policyholder’s security posture using threat intelligence and behavioral data.
Protection Without Complexity
Small businesses face unique challenges—limited budgets, fewer security staff, and increasing attack frequency.
Cyber insurance tailored for small businesses focuses on:
Layer8 Identity highlights strategies that help smaller organizations qualify for meaningful protection.
Key trends transforming cyber insurance include:
Choosing the Right Partner
Not all cyber insurance providers assess risk the same way. Coverage terms, exclusions, and response services vary widely.
We help businesses understand:
What insurers prioritize
How coverage differs by provider
Why security maturity impacts pricing
Compromised identities remain one of the leading causes of breaches. Strong identity governance plays a critical role in:
Understand insurer expectations and reduce your exposure before an incident occurs.
Learn how identity security and cybersecurity controls impact coverage and claims.
